50 points short...

[Family Fry]

I have 16p on psn right now if I goto buy a 3.99 mini game, it will charge my card 5quid.
Leaving me with money left over in my wallet.

[hexxed]

Doesn't me, charges me the difference. I never have left over funds in my wallet?

[randombs]

Well this is getting interesting - are you two using credit or debit cards?

[Family Fry]

I am using visa debit card, suppose there is a minimum card transaction fee of 5quid, like some retailers have.

[randombs]

Debit charges are less than credit cards, so I'd have thought the £5 increments would at least apply only to credit cards.

I found this comment someone wrote:

"Anything over £5 you can put an exact amount in your PSN wallet, however, as a lot of the content is around the £3.49 - £4.99 mark you do often end up with odds and sods of change around if you only top up in small increments. If you wait for 2 or 3 things that you want rather than buying stuff the day it comes out you can top up to the exact purchase price and never leave anything in your wallet."

[hexxed]

I don't think I have bought much in the £3.49-4.99 bracket so this may explain it!

[randombs]

Still, at least there's some semblance of paying only for what you use once you pass that bracket