Little things that bring a smile to your face

[abigsmurf]

http://www.statistics.gov.uk/cci/nugget.asp?id=467

The reasons are complex but from a statistics PoV certain races are either more/less likey to commit a crime or be a victim.

[averybluemonkey]

http://www.statistics.gov.uk/cci/nugget.asp?id=467

The reasons are complex but from a statistics PoV certain races are either more/less likey to commit a crime or be a victim.

This survey is utterly irrelevant. You stated that race should be included with respect to car insurance prices but this survey provides no specific breakdown with regards to car crime, it doesn't back up your statement at all. Secondly in the case of almost all car thefts, the victim is unknown to the perpertrator, so again it's kind of redundant.

The study also included various types of crime that are known to have extremely low reporting figures. This makes the information based on a small subset of crime and therefore not necessarily representative of the real picture.

Finally you look at the stats and assume causation rather than effect. There is absolutely no indication whatsoever that these figures are to do with race when more than likely they are due to geographical and/or socioeconomic factors. And guess what...... car insurance companies do take those things into account.

The fact is that the car insurance companies don't target men just because of boy racers, it's because of the male mentality. We are more likely to drink drive, we are more likely to drive erratically as a result of anger or road rage, we are generally less careful on the roads because of our egos. I've never seen a woman tailgaiting someone before but everytime you get some self important man who thinks it's acceptable to break the speed limit you end up with them so close to your rear bumper they'd total you in the event of an accident.

[abigsmurf]

http://www.timesonline.co.uk/tol/news/uk/article717768.ece

Regardless, it's not exactly a huge stretch that from a statistics point of view some races are more expensive than others given there are notable differences between races in surveys covering most aspects of life (there are differences even among people living in the same areas in similar income brackets).

The whole point of equality laws is that everyone is treated as equal. Men be able to physically exert themselves far more than women but you could never use that as justification to hire a man over a woman at a construction firm even though science would back that up (or just watching any physically intensive sport).

You cannot make assumptions on anyone on the basis of race, religion, disabilities or sex by law. Just because a group is more likely to behave in a certain way, that doesn't mean an individual will behave like that.

[prinnysquad]

there are several things regarding work toilets that can bring a smile to my face, building to the best they are :-

• a free spot at a urinal where you don't have to rub shoulders
• finding a stench free trap
• when deciding to go 'posh' and have a wee in a cubicle discovering the seat 'pre lifted', meaning you don't have to touch it
• discovering todays newspaper in decent condition in a trap (metro or city am will do but a paid for one is better)
• discovering a freshly cleaned trap with the bleach still in the bowl is the work toilet equivalent of virgin snow powder skiing and can't be beaten.

*awaits essay from prinny*

No essay. Just a knowing nod in the direction of merf's post.

The horror toilet is the exact opposite. Having to wade through a lake of piss, reaching a trap and finding a swiss roll-type ****e anchored in the pot. There's usually a hideous stench, no toilet paper, a smashed lock, and the phone numbers of cocksuckers plastered on the walls.

[crocky-chocky]

That the chav who elected to shoulder barge me came out of it worse than I did.

Saw him from quite a distance and new what was going to happen, but I was turning a tight corner so I must have had some sort of momentum advantage. The aggressive chuff proper spun around on the spot...and called me an effing pee.

I'm quite slight and usually go flying in these situations too. Man, I was beaming.

[dazzling_bubble]

I want one!



awww, slightly cruel though.

[davesol]

Seems a bit daft though. Insurance is based on risk. It's a fact that women are proven lower risk. It's not discrimination. Discrimination would be "women are cleverer than men". Unproven (although probably true).

The fact is that the car insurance companies don't target men just because of boy racers, it's because of the male mentality. We are more likely to drink drive, we are more likely to drive erratically as a result of anger or road rage, we are generally less careful on the roads because of our egos. I've never seen a woman tailgaiting someone before but everytime you get some self important man who thinks it's acceptable to break the speed limit you end up with them so close to your rear bumper they'd total you in the event of an accident.

The whole point of equality laws is that everyone is treated as equal. Men be able to physically exert themselves far more than women but you could never use that as justification to hire a man over a woman at a construction firm even though science would back that up (or just watching any physically intensive sport).

You cannot make assumptions on anyone on the basis of race, religion, disabilities or sex by law. Just because a group is more likely to behave in a certain way, that doesn't mean an individual will behave like that.

abigsmurf has it spot on. i was going to write a long post about it but that post sums it all up quite well i thought

[charlesr]

Insurance companies will take this as a chance to hike prices for women, keeping the male price the same. At least initially

[Rossco]

While I agree with bigsmurfs statement there, can the same not then be said for age!? Thus blowing every insurance company's main bread winner out the water?

[Corranga]

While I agree with bigsmurfs statement there, can the same not then be said for age!? Thus blowing every insurance company's main bread winner out the water?

Yes, but they'd just find another way.

I have a feeling we may all be surprised here. Car insurance is a highly competitive market, so it will only take 1 or 2 of the big companies to lower the male and hike the woman (tending to the average as it should) for all the others to have to follow to remain competitive.

I suspect they will use other outcomes to determine the 'gender' element, the initially obvious one is car type / colour.

So...
The idiot boy racer in my city who drives like a maniac in his:
1.0 Seat Arosa in Salmon Pink
will have a wealth of woman factor on his cars, so potentially could see his premiums decrease.

Me in my crazy bright green tuned Lotus Elise on the other hand will likely see lots of man factor, thus potentially raising my premiums.

the moral:
Make your next car a small French hatch / tigra / pink Micra / Fiat 500 / MINI / Mx5

As for things that make me smile - the aforementioned green item
Even if I've not used it since September

Chris

[Lyris]

The fact is that the car insurance companies don't target men just because of boy racers, it's because of the male mentality. We are more likely to drink drive, we are more likely to drive erratically as a result of anger or road rage, we are generally less careful on the roads because of our egos

Speak for yourself, please.

The insurance thing is funny though, I mean I don't expect anyone to be happy about paying more - but it's funny to see how many people truly believe in equality. The sexist press has reported it as "women having to pay more!" but surely the actual truth is that men have been subsidising women for years, so in reality it's "women paying their share"?

[ShadowDancer]

In the irk thread. This is the happy place

[NW2013]

I want one!



awww, slightly cruel though.

Poor kitty. It has the "Why have you done this to me?!" look in its eyes.

Edit - Possible fake?

[Lyris]

I imagine it's Photoshopped... try getting the cat to stay still through that!

[speedlolita]

So obviously shopped.