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    Originally posted by lll_r0ssco_lll
    Right, I got all my loan details through so I'm going to order the Sumsung 26" Rome now hopefully from dabs.com on the buy now pay in 9 months option.

    But its a little unclear on there website:
    http://www.dabs.com/genericcontent.aspx?articleID=143



    I buy now, I pay a 10% charge, plus ?25 fee and then in 9 months, (July) I, pay the remaining 90% and thats it?

    Thats what it should be, but when you go to the checkout it says:

    "?61.99 deposit will be taken from above card
    Balance of ?550.00 pain in 39 months"

    Kinda confusing now, first of all it should be 9 months, not 39. So I dont know if that means I gotta pay it over 39 months + an enormous interest, which I'm not doing.

    Only ordering it if I can basically pay the price of the TV plus that ?35 fee and nothing else.

    Anyone want to clear this up before I order just incase..
    Those 39 months are the worst case scenario. So if you don't pay by next July or whenever, you have to pay loads of intrest. Haven't they got a number you can call to make sure just in case?

    Comment


      Nope, they operate a no telephone call policy thingy!



      This is a littlemore clear now actually:



      This is a Buy Now Pay Later loan agreement. With the exception of a 10 % deposit, you can purchase and enjoy the benefits of any eligible product or combination of products from our portfolio NOW (your total order value must be above ?400.00 to be eligible), then make no further payments for 9 whole months. Provided you pay the final balance in full before the 9 month BNPL period expires, you will pay no interest!

      However, should you choose not to settle the outstanding balance in full before the 9 month BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at the interest rate shown on your loan agreement.

      The example below is based on the cost of the products you currently have in your shopping basket, should you choose to purchase them today.

      Cash price (inc standard delivery charge) ?645.99
      Deposit ?64.99 (10%)
      Service Fee ?25.00
      Amount of credit ?581.00
      APR 29.8% monthly instalments 39 (?25.43)
      Total payable ?1,081.76
      Buy Now Pay Later Date 27 July 2006

      NOTE:This is an interest bearing loan and should you choose not to settle within the 9 month BNPL period, then you will incur interest charges as laid out in the above example. However, if the Amount of Credit of ?581.00 is paid in full on or before 27 July 2006 then you will pay no interest.

      This type of loan attracts interest which is calculated daily and debited monthly in arrears on each monthly instalment date. In calculating the APR, no account has been taken of any variation which may occur in the Interest Rate.

      Written terms available on request
      See www.dabs.com/finance for more information. dabs.com online finance is for private consumer customers only.
      If you're a business customer, for business leasing options, please email [email protected]




      Thats definitely okay then, the part "NOTE:This is an interest bearing loan and should you choose not to settle within the 9 month BNPL period, then you will incur interest charges as laid out in the above example. However, if the Amount of Credit of ?581.00 is paid in full on or before 27 July 2006 then you will pay no interest."

      Makes it clear that you just pay that remaining ?581.00 after 9 months.


      Ironically, when browsing that site, the price was ?605.99 15 minutes ago, and now its ?645.99. If only I ordered then!!




      EDIT: Would you agree with me on that then yeh? I just want another back up to confirm thats what it says and I'm not just being stupid!
      Last edited by Rossco; 27-10-2005, 14:11.

      Comment


        Three and a half weeks now, still not had my TV back....

        Comment


          Originally posted by Roost
          Three and a half weeks now, still not had my TV back....
          Well, if it's any consolation, EmpireDirect will give you credit or a replacement if it's longer than 30 days.

          My set has been away for a week now (2nd time away) and I called up this morning to ask about it, and was told I'd get a call back about it in a "couple of minutes." Just noticed that it's 17:00 now, and still no call.

          Comment


            Yeah i've been told i'd be contacted and given an ETA on the 2nd spare part, twice now.

            Comment


              Yet another new firmware update for the Oppo, if anyone is interested. Fixes the 2:2 Cadence, which was only partially working in the last release... should results in PAL DVD's looking better.
              Also contains all the new features of the abandoned 17th October release such as DRM/VOD support for DivX, DivX ratio fix, noise reduction and more.

              http://www.oppodigital.com/opdv971h_support.html

              Also, stumbled across this player today http://www.neodigits.com/body/product/HVD2085/specs.asp Interesting because it offers 1080p (yes, progressive) upscaling.... through Component!
              That said, it's had some pretty critical reviews, most still favouring the Oppo's DVI-based 720p/1080i upscaling.
              That said, anyone looking for a Component-based upscaling option might want to look into it.
              Last edited by sj33; 27-10-2005, 20:30.

              Comment


                Anyone able to clear this dabs.com thing up for me so I know for sure no?

                if not, I'll just have to buy and hope thats the case, if not then your all taking the blame!

                When I get it I'll need all the necessary cables etc and I'm clueless about that right now.

                Does this switch box thingy work well:


                Is that a good one to get as I'll need to connect Xbox and PS2 through component and regarding that, does this do for a PAL PS2, cant find an official one anywhere:


                And for my Xbox, its PAL and chipped so am I right in saying I can use this:


                And then this for my US Cube:





                If thats all good stuff can you tell me or let me know of anything better if you can please! Good lads!

                Comment


                  ^ Yes, yes, yes and yes. If you can find the offical PS2 component leads then they're worth picking up, but all what you've linked is exactly what you need

                  Comment


                    That switcher is lovely, I use it myself.
                    I'm always saying getting anything but official leads is a false economy, but it may work out fine... for the price, worth the risk.
                    With your chipped PAL XBox, you will need to download a program called Enigmah VideoSwitcher to patch your machine to NTSC - this will unlock all the HD and Progressive modes. Let me tell you, you play Soul Calibur 2 in 720p and you'll become one of us obsessive HD freaks for life.

                    Comment


                      Yeh I've done all that already Shakey_Jake33!

                      Thanks for confirming all that, both of you!

                      Top men!

                      I'm still scared about ordering the TV... waiting for my loan to actually be 100% certain until I click 'Order'.

                      But at least I know all the stuff to get now for it when I do buy.

                      Comment


                        Rossco, you do know that SLC charge interest on the amount of loan you've taken, from the first day they give it to you right?

                        Comment


                          ORDERED!!

                          Webelectricals have a good deal, ?640 for the 26" Freeview one delivered!




                          Yeah I know about the interest but what the hell, I want this TV and I want a car too so its gotta be done!

                          Comment


                            Originally posted by lll_r0ssco_lll
                            ORDERED!!

                            Webelectricals have a good deal, ? for the 26" Freeview one delivered!
                            Waratah is the cheapest place I found at ??611 delivered.

                            Comment


                              Need to pay for it now though, I dont wanna do that!

                              I hope I get this next week!


                              I now need a unit to house this and all my consoles etc. Would like a swish glass one but probably too expensive so I'm gonna have to go for some kind of Ikea-ish beech unit type thing. Theres a popular one that many people have but its like 140cm wide and I need 120cm or less I think, any ideas or websites that have decent looking units?

                              Comment


                                Yeah I need one too... currently everything is on my cheap coffee table which means I have nowhere to put my feet.

                                Comment

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